Loan Products

Group Loans

Loans provided to groups of individuals, fostering collective responsibilities.

We provide flexible and affordable loan options tailored to meet your needs. Apply today and achieve your financial goals with confidence.

Women Empowerment Portfolio

Specific loan products designed to empower women.

Youth Empowerment Portfolio(YEP)

Loan product aimed at supporting youth development.

Loans To Small and Medium Enterprises

Financing to support the growth and expansion of SMEs

Public and Civil Servant Portfolio

Salary advance schemes and loan facilities for public sector employees

Corporate Loan

Financing solutions for larger businesses

Eligibility Criteria

• Proof of employment (e.g., employment letter, recent pay slips).

• May require a guarantor.

• Must have a valid form of National identification Number

• Must be a resident of Sierra Leone.

• Must be of legal age (e.g., 25 years or older).

• Must have a valid form of National identification Number.

• Must provide Collateral (Applicable to WEP portfolio)

FOR SALARIES INDIVIDUALS

GENERAL REQUIREMENT

FOR BUSINESS

• Business registration documents.

• Business plan (for certain loan types).

• Financial statements (if applicable).

• Must have a valid form of identification.

• Must have business Tin and NASSIT Registration Number

• Must provide Collateral

Interest Rate and Terms

Interest rates are competitive and determined based on the loan type, amount, and repayment period. Repayment terms vary depending on the loan product, ranging from short-term to medium-term. Detailed information on interest rates and repayment schedules will be provided during the loan application process. We are committed to transparent pricing and will clearly outline all fees and charges associated with our loan products.