Empowering Communities Through Finance and Technology

Connecting You to Smarter Loans, Payments, and Financial Knowledge

At Link Financial Services (LFS), we provide affordable microloans, smart digital wallet solutions, and practical financial literacy tools to help individuals and businesses in Sierra Leone thrive. Empowering your financial future—securely and simply.

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What We Do

Microfinance

We provide affordable and flexible microloans to help individuals and small businesses start, grow, or stabilize their operations. Our loan portfolio includes:
Salary Loans
Business Support Loans
Youth Empowerment Schemes
Emergency and Short-Term Loans

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Digital Literacy

We strongly believe that access to finance must be accompanied by financial knowledge. Our financial literacy programs empower individuals with the skills to:
Budget effectively
Manage debt responsibly
Make informed financial decisions
Save and plan for the future

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LinkPay

Through our secure and user-friendly digital wallet platform, LFS enables cashless transactions that are fast, safe, and convenient. Our wallet services include:
Peer-to-peer transfers
Bill payments
Merchant payments via POS
Wallet-to-bank and bank-to-wallet transfers

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Our Unique Value Propositions

Inclusive Financial Access

We provide affordable microloans and digital financial tools to underserved individuals and small businesses, ensuring no one is left behind in Sierra Leone’s financial ecosystem.

Regulated and Trusted

LFS is licensed and supervised by the Central Bank of Sierra Leone, giving clients peace of mind through compliance, transparency, and financial security

Technology-Driven Solutions

By combining financial services with digital innovation, we offer smarter, scalable, and future-ready financial solutions that meet modern needs.

Testimonials

“I run a small shop in Freetown and needed a loan to buy more stock. The process was simple, the staff were helpful, and I got the funds fast. Thanks to LFS, I’ve grown my income and serve more customers”

Fatmata KSmall Business Owner

“With LFS’s wallet, I can send money to family in the provinces and pay bills without leaving my house. It’s secure, fast, and gives me full control over my finances.”

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